Current Account Rates
Certificate of Deposit Money Market Savings
Certificate of Deposit1
Rates Effective: 9/1/2026
| Opening Deposit Amount | $1,000 - $24,999 | $25,000 - $99,999 | $100,000 - $249,999 | $250,000+ |
|---|---|---|---|---|
| Term | Interest Rate|APY† | Interest Rate|APY† | Interest Rate|APY† | Interest Rate|APY† |
| 3 Months | 2.60% | 2.63% | 2.70% | 2.73% | 2.80% | 2.83% | 2.90% | 2.93% |
| 6 Months | 2.65% | 2.67% | 2.75% | 2.77% | 2.85% | 2.87% | 2.95% | 2.97% |
| 12 Months | 2.70% | 2.70% | 2.80% | 2.80% | 2.90% | 2.90% | 3.00% | 3.00% |
| 18 Months | 2.70% | 2.70% | 2.80% | 2.80% | 2.90% | 2.90% | 3.00% | 3.00% |
| 24 Months | 2.80% | 2.80% | 2.90% | 2.90% | 3.00% | 3.00% | 3.10% | 3.10% |
| 30 Months | 2.80% | 2.80% | 2.90% | 2.90% | 3.00% | 3.00% | 3.10% | 3.10% |
| 36 Months | 2.80% | 2.80% | 2.90% | 2.90% | 3.00% | 3.00% | 3.10% | 3.10% |
| 48 Months | 2.80% | 2.80% | 2.90% | 2.90% | 3.00% | 3.00% | 3.10% | 3.10% |
| 60 Months | 2.80% | 2.80% | 2.90% | 2.90% | 3.00% | 3.00% | 3.10% | 3.10% |
1 Rates accurate as of the Effective Date listed with each Rate section and may change at West Bank’s discretion. Fees and service charges may reduce earnings. Penalty may be imposed for early withdrawal.
† Annual Percentage Yield
Money Market2
Rates effective as of: 9/1/2026
Balance | Interest Rate | APY† |
|---|---|---|
$0-$9,999 | 0.50% | 0.50% |
$10,000-$99,999 | 1.00% | 1.00% |
$100,000-$499,999 | 1.45% | 1.46% |
$500,000-$999,999 | 1.75% | 1.76% |
$1,000,000-$9,999,999 | 2.25% | 2.27% |
$10,000,000+ | 2.25% | 2.27% |
Minimum opening deposit: $2,000
2 Annual percentage yield (APY) is effective as of the Effective Date listed. Rate is variable and subject to change after account opening. Fees and service charges may reduce earnings.
† Annual Percentage Yield
Savings2
Rates effective as of: 9/1/2026
Balance | Interest Rate | APY† |
|---|---|---|
$0-$4,999 | 0.15% | 0.15% |
$5,000-$24,999 | 0.20% | 0.20% |
$25,000-$49,999 | 0.25% | 0.25% |
$50,000-$99,999 | 0.30% | 0.30% |
$100,000-$249,999 | 0.35% | 0.35% |
$250,000+ | 0.45% | 0.45% |
Minimum opening deposit: $200
2 Annual percentage yield (APY) is effective as of the Effective Date listed. Rate is variable and subject to change after account opening. Fees and service charges may reduce earnings.
† Annual Percentage Yield