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Business Checking Accounts

Easily Access Your Business Funds

No matter the size of your business, you need a checking account that allows you to make transactions and purchases. From standard business checking accounts to accounts for non-profit organizations and government entities, West Bank provides you with options. Each of our accounts offers its own unique benefits, along with standard features like free eStatements and access to Online and Mobile banking services. Contact West Bank to speak with our business banking team about opening a business checking account. 
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Account Agreement Terms & Conditions   |   Service Fee Schedule

 
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Compare West Bank's Business Checking Account Options

Account Details 

Business Checking

Community Checking

Commercial Analysis Checking

Best for

Small businesses with routine transaction activity

Qualified nonprofits or government entities focused on minimizing costs

Businesses with higher transaction volumes and treasury management needs

Monthly fee

$6 monthly service charge, waived with a $5,000 minimum daily balance 

No monthly service charge

$20 monthly analysis fee. Earnings credits may offset some or all eligible fees. 

Minimum balance requirement

$5,000 minimum daily balance to avoid the monthly service charge

No minimum balance requirement 

No minimum balance requirement. Collected balances earn earnings credits that may be applied to eligible fees. 

Account activity

200 free transactions1 per statement cycle, then $0.25 each

250 free transactions1 per statement cycle, then $0.25 each

Account activity pricing applies. Earnings credits may offset fees.

  • ACH debits/credits: $0.10 each
  • All other debits and credits: $0.25 each
  • Items deposited at a branch: $0.10 each

Statements

eStatements: Free
Paper statements: $3 per month

eStatements: Free
Paper statements: $3 per month

eStatements: Free
Paper statements: $3 per month

1Transactions include debits, credits and all items deposited.

Worried about overdraft fees?

West Bank offers overdraft protection services as a convenient way to give yourself some peace of mind. Current rates are available by calling West Bank at 515-222-2300 or 1-800-810-2301, or by visiting our business account rates page.

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