Banking Built on Relationships & Respect
Our correspondent banking relationships are built on cooperation and mutual respect. We’re there to help, not compete. And we bring a level of service to the table that sets us apart from the rest of the bunch. If your current relationship needs some polishing, choose West Bank. Correspondent Banking benefits include:
- Officer, director, holding company and bank stock loans
- Loan participations purchased up to $15 million
- Investment solutions through our trust department
- Tiered Fed fund rates available for balances over $3 million and $10 million
- No account maintenance, wire, or activity fees
To find out more about the advantages of a correspondent banking relationship with West Bank, contact us at 515-222-2300.
Quarterly Regulation F Ratios
The Federal Reserve has set capital adequacy guidelines for governing interbank liabilities. To assist in your monitoring requirements under Regulation F, we are pleased to provide the following ratios that have been calculated for West Bank as of December 31, 2025:
West Bank | Well Capitalized Guideline | |
|---|---|---|
Total risk based capital ratio | 13.35% | Above 10% |
Tier 1 risk based capital ratio | 12.44% | Above 8% |
Common equity tier 1 capital ratio | 12.44% | Above 6.5% |
Leverage ratio | 10.35% | Above 5% |
Investment products provided Are: Not FDIC Insured | Are Not Deposits | May Lose Value