Accounts to Build Your Savings Strategy
Saving money is a useful skill to use at any stage in your life. At West Bank, we offer both savings and money market accounts to allow you to build and execute a savings strategy that will help you achieve your goals. Our options include traditional savings accounts and money market accounts that allow you to earn tiered interest based on your daily balance. Each account can include:
- Free Online and Mobile Banking
- Linking to a West Bank checking account for Overdraft Protection
- Secure account transfers to your West Bank checking account
If you're interested in opening a savings account at West Bank, you can get started by completing an online application or by stopping into one of West Bank's locations. If you have any questions about our savings account offerings, please call us at 515-222-2300 or toll-free at 1-800-810-2301.
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Your Savings Account Choices at West Bank
Account Type | Key Features | Balance & Fees | Transactions |
|---|---|---|---|
Savings Account | A straightforward way to start saving while earning interest—no high balance required. Tiered interest means higher balances earn higher rates. | $3 monthly service charge waived with a $200 minimum daily balance | Six (6) free transactions per monthly statement cycle; each additional transaction is $31 |
Money Market Account | Earn money market rates with higher balances and take advantage of tiered interest as your savings grow. Includes limited check‑writing privileges for added flexibility. | $10 monthly service charge waived with a $2,000 minimum daily balance | Six (6) free transactions per monthly statement cycle; each additional transaction is $101 |
Loyalty Savings Account | Designed for customers with a Loyalty Checking Account2. Earn premium interest rates, enjoy easy access to funds, and save without monthly fees. | No monthly service fee | Six (6) free transactions per monthly statement cycle; each additional transaction is $151 |
Your interest rate and Annual Percentage Yield (APY) is variable and subject to change after account opening. Fees and service charges could reduce earnings.
1 A transaction is any withdrawal from the account.
2 Available only to consumers with a West Bank Loyalty Checking account.