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Principal Banking

The Personal Business Banking Experience

When your financial picture extends beyond traditional banking, you need a partner who understands the full scope of your goals. Principal Banking is an exclusive service at West Bank, designed for business owners, executives, shareholders, and professionals with complex financial needs. Benefits include:

  • A single point of contact for personalized banking support
  • Coordinated service between business and personal accounts
  • Tailored solutions aligned with your lifestyle and long-term goals
  • A trusted advisor who understands both today’s needs and tomorrow’s plans

With Principal Banking, you gain a dedicated banker focused on you, your business, and your personal financial priorities—working together to simplify your banking and help you move forward with confidence. Contact West Bank today to learn more about Principal Banking and schedule a conversation with a dedicated Principal Banker.
Connect With Us Meet Our Principal Banking Team

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banker handing brochure to customer

Principal Banking Services

With a Principal Banker dedicated to your success, you’ll have access to a full range of personal banking products and services, including:

Personal Banking Services

  • Personal Checking Accounts

  • Personal Savings Accounts
  • Personal Loans
  • Mortgage Loans

Additional Financial Solutions

  • Trust Services

Each solution is thoughtfully recommended based on your financial goals, not a one-size-fits-all approach.

Investment products provided are: Not FDIC Insured | May Lose Value | No Bank Guarantee

Why Work With West Bank

As a community bank, West Bank combines local decision-making with the personalized service larger institutions often can’t provide. Our commitment to relationship banking means you’ll always work with people who know you, value your time, and are invested in your success. This integrated approach allows you to focus on what matters most—your business, your family, and your future.

smiling banker

Meet Our Principal Banking Team

Sawsan Elsafi

Sawsan Elsafi

Principal Banker

Location: Rochester

Phone: 507-252-2984

Kelly Grems

Kelly Grems

Principal Banker

Location: Owatonna

Phone: 507-413-6907

Natalie Jones

Natalie Jones

First Vice President/Principal Banker

NMLS: 721228

Location: Rochester

Phone: 507-252-2976

Melissa Muehlbauer

Melissa Muehlbauer

Second Vice President/Principal Banker

NMLS: 1166383

Location: St. Cloud

Phone: 320-342-2406

Jessica Riley

Jessica Riley

Principal Banker

NMLS: 2312537

Location: St. Cloud

Phone: 320-342-2409

Julie Sabin

Julie Sabin

First Vice President/Principal Banker

NMLS: 2177343

Location: Mankato

Phone: 507-779-7944

Amy Shornock

Amy Shornock

Second Vice President/Principal Banker

NMLS: 1987143

Location: Owatonna

Phone: 507-413-6903

Alen Vodenicarevic

Alen Vodenicarevic

Vice President/Principal Banker

NMLS: 1422068

Location: Headquarters

Phone: 515-221-7793

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