The Personal Business Banking Experience
When your financial picture extends beyond traditional banking, you need a partner who understands the full scope of your goals. Principal Banking is an exclusive service at West Bank, designed for business owners, executives, shareholders, and professionals with complex financial needs. Benefits include:
- A single point of contact for personalized banking support
- Coordinated service between business and personal accounts
- Tailored solutions aligned with your lifestyle and long-term goals
- A trusted advisor who understands both today’s needs and tomorrow’s plans
With Principal Banking, you gain a dedicated banker focused on you, your business, and your personal financial priorities—working together to simplify your banking and help you move forward with confidence. Contact West Bank today to learn more about Principal Banking and schedule a conversation with a dedicated Principal Banker.
Connect With Us Meet Our Principal Banking Team
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Principal Banking Services
With a Principal Banker dedicated to your success, you’ll have access to a full range of personal banking products and services, including:
Personal Banking Services
Personal Checking Accounts
- Personal Savings Accounts
- Personal Loans
- Mortgage Loans
Additional Financial Solutions
Trust Services
Each solution is thoughtfully recommended based on your financial goals, not a one-size-fits-all approach.
Investment products provided are: Not FDIC Insured | May Lose Value | No Bank Guarantee
Why Work With West Bank
As a community bank, West Bank combines local decision-making with the personalized service larger institutions often can’t provide. Our commitment to relationship banking means you’ll always work with people who know you, value your time, and are invested in your success. This integrated approach allows you to focus on what matters most—your business, your family, and your future.

Meet Our Principal Banking Team
Sawsan Elsafi
Principal Banker
Location: Rochester
Phone: 507-252-2984
Kelly Grems
Principal Banker
Location: Owatonna
Phone: 507-413-6907
Natalie Jones
First Vice President/Principal Banker
NMLS: 721228
Location: Rochester
Phone: 507-252-2976
Melissa Muehlbauer
Second Vice President/Principal Banker
NMLS: 1166383
Location: St. Cloud
Phone: 320-342-2406
Jessica Riley
Principal Banker
NMLS: 2312537
Location: St. Cloud
Phone: 320-342-2409
Julie Sabin
First Vice President/Principal Banker
NMLS: 2177343
Location: Mankato
Phone: 507-779-7944
Amy Shornock
Second Vice President/Principal Banker
NMLS: 1987143
Location: Owatonna
Phone: 507-413-6903
Alen Vodenicarevic
Vice President/Principal Banker
NMLS: 1422068
Location: Headquarters
Phone: 515-221-7793