Checking Accounts for Every Stage of Life
West Bank believes in giving you options when it comes to choosing the right checking account. That's why we offer four checking accounts, each with its own features and benefits. Whether you're looking for a traditional checking account that allows you to easily access your money or a checking account that allows you to take advantage of tiered interest rates as you maintain a higher balance, we have an account that fits your needs. Each of our checking accounts offers:
- Free Online and Mobile Banking
- Free MasterCard® debit card
- $100 minimum opening deposit
- Free transactions at West Bank ATMs and MoneyPass® ATMs
- ATM fee refunds available on non-West Bank ATM transactions
You can open an account by completing an online application or by stopping into one of West Bank's locations. If you have any questions about our checking account offerings, please call us at 515-222-2300 or toll-free at 1-800-810-2301.
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Account Agreement Terms & Conditions | Service Fee Schedule
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Your Checking Account Choices at West Bank
Essential Checking | Classic Checking | Reward Me Checking | Loyalty Checking | |
|---|---|---|---|---|
Minimum Opening Deposit | $100 | $100 | $100 | $100 |
Monthly Service Charge | $5 if account requirements not met | $5 if account requirements not met | $10 if account requirements not met | $15 if account requirements not met |
Account Requirements | • 15 point-of-sale debit card transactions | • $500 or more in total qualifying electronic deposits | • 15 point-of-sale debit card transactions • $500 or more in total qualifying electronic deposits | • Have a balance of at least $5,000 each day OR • Have a combined relationship deposit balance of at least $25,000 in qualifying accounts |
Interest Bearing | No | No | ||
Statements | Free eStatement $3 Paper Statement | Free eStatement $3 Paper Statement Free paper statement for ages 65 and over | Free eStatement $3 Paper Statement | Free eStatement Free Paper Statement |
West Bank ATM | Free | Free | Free | Free |
Non-West Bank ATM | 4 free, then $1.50 each | 4 free, then $1.50 each | 4 free, then $1.50 each | All non-West Bank ATM fees refunded |
Additional Features | • Monthly service charge is waived for primary account owners under the age of 25 and ages 65 and over • Complimentary checks for ages 65 and over | • Monthly service charge is waived for primary account owners under the age of 25 and ages 65 and over • Complimentary checks for ages 65 and over | Earn a competitive interest rate | • Complimentary checks, official checks, and money orders |
Please contact us for Truth in Savings disclosures and complete account details.
Worried about overdraft fees?
West Bank offers overdraft protection services as a convenient way to give yourself some peace of mind. Current rates are available by calling West Bank at 515-222-2300 or 1-800-810-2301, or by visiting our personal account rates page.