All Rates Current as of: 07-27-2026
Fixed Rate Mortgages
| Term & (Number of Payments) | Rate | Origination Fee | APR | Monthly Payment |
|---|---|---|---|---|
| 15 Year (180 Payments) | 6.250% | $1250.00 | 6.450% | |
| 30 Year (360 Payments) | 6.750% | $1250.00 | 6.876% | $648.54 |
Contact West Bank at 515-222-2300 for details.
Important Notices
The interest rates, Annual Percentage Rates (APRs – which include customary finance fees), and origination fees shown are subject to change without notice.
The illustrations above assume a loan amount of $100,000 and a down payment of $20,000 (20%). The specific rates, costs, down payment and monthly payment amount for your loan will depend on factors including your personal credit history and financial situation, and may differ from what is illustrated here.
The monthly payment amount shown includes principal and interest. This payment does not include amounts for taxes, insurance and mortgage insurance, if applicable. Your actual payment obligation will be greater.
The loans illustrated above are conventional, fixed rate mortgage loans, which offer the security of an interest rate that doesn’t change after the loan is consummated.
For FHA, VA, and adjustable rate loans, and other details concerning loan terms, rates and costs, please contact a West Bank Mortgage representative at 515-222-2300.