In high school and college, a grade-point average (GPA) is one of the most important numbers that will help determine your future. There is another number, however, that is even more important as an adult: your credit score.
High School students work hard to maintain a high GPA, as it will help determine scholarships they can receive and what schools they can attend. College students who maintain high GPAs enhance their résumés, making them look more attractive to employers. The same attention needs to be paid to a credit score to ensure that you can afford to live the lifestyle you desire. A high credit score shows that you are a responsible and low-risk borrower. This can result in receiving lower interest rates, which will save you money in the long-term.
Building and maintaining a high credit score is not as complex as it may sound. It requires good spending habits, which takes organization and willpower to live within your means. Following these tips can help you earn a strong credit score:
Tips provided by the Iowa Bankers Association
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