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West Bank Logo

Essential Checking

Essential Checking

West Bank Services

The Beauty of Simplicity

If you want a simple, affordable, flexible checking account, Essential Checking is for you. It’s a great option if you favor using your debit card.

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Essential Checking

Monthly Statement Cycle Service Charge

$5 if account requirements not met1

Under 25 years old? Your monthly service charge will be waived.

Monthly Statement Cycle Account Requirements

15 point-of-sale debit card transactions

Point-of-sale transactions totaling at least $300.

Convenient Tools included with your Essential Checking account

Online Banking
Bill Pay
Mobile Banking
Mobile Deposit

Check Writing

15 checks free each monthly statement cycle, then $0.35 each if account requirements not met1.


West Bank ATMs – Free
Non-West Bank ATMs – 4 Free, then $1.50 each1


Free eStatement
$3 paper statement

Minimum Opening Deposit


Please ask to see our Truth in Savings disclosures for full account details.

Applicable state law requires that certain fees are subject to sales tax.

Account Login

Account Login