West Bank offices will be closed on Monday, September 2 in observance of Labor Day.
West Bank offices will be closed on Monday, September 2 in observance of Labor Day.
West Bank offices will be closed on Monday, September 2 in observance of Labor Day.
If you want a simple, affordable, flexible checking account, Essential Checking is for you. It’s a great option if you favor using your debit card.
Why not earn interest on your checking account by taking advantage of Reward Me Checking? This is a good choice if you use your debit card regularly and want to be rewarded for the balance you keep in your account.
For customers who keep higher balances, Loyalty Checking is a premium account we’ve designed for our most loyal customers. If you have multiple accounts with us and are interested in free paper statements, premium CD rates and more, Loyalty Checking is the perfect checking account for you.
Everyone’s checking needs are a little different. That’s why West Bank has designed checking accounts with the features and benefits that are important to you.
Apply Online, stop by one of our branches or give us a call at 515-222-2300 or toll-free at 1-800-810-2301.
Essential Checking | Reward Me Checking | Loyalty Checking | |
Minimum Opening Deposit | $100 | $100 | $100 |
Monthly Service Charge | $5 if account requirements not met | $10 if account requirements not met | $15 if account requirements not met |
Account Requirements | • 15 point-of-sale debit card transactions • Point-of-sale transactions totaling at least $300 | • Have a balance of at least $1,500 • 15 point-of-sale debit card transactions • Point-of-sale transactions totaling at least $300 | • Have a balance of at least $5,000 OR • Have a combined relationship deposit balance of at least $25,000 in qualifying accounts |
Interest Bearing | No | Yes, when requirements are met, earn a premium interest rate on collected balances up to $29,999.99 and a competitive interest rate on collected balances over $30,000 | Yes, interest is paid based on tiers |
Online Banking | Yes | Yes | Yes |
Bill Pay | Yes | Yes | Yes |
Statements | Free eStatement $3 Paper Statement | Free eStatement $3 Paper Statement | Free eStatement Free Paper Statement |
Telephone Banking | Yes | Yes | Yes |
Mobile Banking | Yes | Yes | Yes |
Mobile Deposit | Yes | Yes | Yes |
Unlimited Check Writing | No, 15 checks free each monthly statement cycle, then $0.35 each if account requirements not met | Yes | Yes |
West Bank ATM | Free | Free | Free |
Non-West Bank ATM | 4 free, then $1.50 each | 4 free, then $1.50 each | 4 free, then $1.50 each |
Additional Features | Monthly service charge is waived for primary account owners under the age of 25 | • No monthly service charge with a balance of at least $30,000 • Earn minimal interest even if you do not meet the requirements | Free official checks and money orders, premium CD rates, free check imaging with statement |
Please ask to see our Truth in Savings disclosures for full account details.
Worried about overdraft fees?
That’s why we offer Overdraft Protection. It’s an easy and convenient way to give yourself peace of mind.
Current rates are available by calling West Bank at 515-222-2300 or 1-800-810-2301.
If you want a simple, affordable, flexible checking account, Essential Checking is for you. It’s a great option if you favor using your debit card.
Why not earn interest on your checking account by taking advantage of Reward Me Checking? This is a good choice if you use your debit card regularly and want to be rewarded for the balance you keep in your account.
For customers who keep higher balances, Loyalty Checking is a premium account we’ve designed for our most loyal customers. If you have multiple accounts with us and are interested in free paper statements, premium CD rates and more, Loyalty Checking is the perfect checking account for you.
Everyone’s checking needs are a little different. That’s why West Bank has designed checking accounts with the features and benefits that are important to you.
Apply Online, stop by one of our full-service branches or give us a call at 515-222-2300 or toll-free at 1-800-810-2301.
Essential Checking | Reward Me Checking | Loyalty Checking | |
Minimum Opening Deposit | $100 | $100 | $100 |
Monthly Service Charge | $5 if account requirements not met | $10 if account requirements not met | $15 if account requirements not met |
Account Requirements | • 15 point-of-sale debit card transactions • Point-of-sale transactions totaling at least $300 | • Have a balance of at least $1,500 • 15 point-of-sale debit card transactions • Point-of-sale transactions totaling at least $300 | • Have a balance of at least $5,000 OR • Have a combined relationship deposit balance of at least $25,000 in qualifying accounts |
Interest Bearing | No | Yes, when requirements are met, earn a premium interest rate on collected balances up to $29,999.99 and a competitive interest rate on collected balances over $30,000 | Yes, interest is paid based on tiers |
Online Banking | Yes | Yes | Yes |
Bill Pay | Yes | Yes | Yes |
Statements | Free eStatement $3 Paper Statement | Free eStatement $3 Paper Statement | Free eStatement Free Paper Statement |
Telephone Banking | Yes | Yes | Yes |
Mobile Banking | Yes | Yes | Yes |
Mobile Deposit | Yes | Yes | Yes |
Unlimited Check Writing | No, 15 checks free each monthly statement cycle, then $0.35 each if account requirements not met | Yes | Yes |
West Bank ATM | Free | Free | Free |
Non-West Bank ATM | 4 free, then $1.50 each | 4 free, then $1.50 each | 4 free, then $1.50 each |
Additional Features | Monthly service charge is waived for primary account owners under the age of 25 | • No monthly service charge with a balance of at least $30,000 • Earn minimal interest even if you do not meet the requirements | Free official checks and money orders, premium CD rates, free check imaging with statement |
Please ask to see our Truth in Savings disclosures for full account details.
Worried about overdraft fees?
That’s why we offer Overdraft Protection. It’s an easy and convenient way to give yourself peace of mind.
Current rates are available by calling West Bank at 515-222-2300 or 1-800-810-2301.
© 2024 West Bank. All Rights Reserved. Member FDIC.
Equal Housing Lender.
© 2024 West Bank. All Rights Reserved.
Member FDIC.
Equal Housing Lender.
