Important Alert: Scammers Impersonating Banks. Read More.
Important Alert: Scammers Impersonating Banks. Read More.
Important Alert: Scammers Impersonating Banks. Read More.
Important Alert: Scammers Impersonating Banks. Read More.
Important Alert: Scammers Impersonating Banks. Read More.
Important Alert: Scammers Impersonating Banks. Read More.
If you want a simple and affordable checking account, Essential Checking is for you. It’s a great option if you favor using your debit card.
Classic Checking is the perfect fit for individuals who want a flexible account built on convenience. For those who receive qualifying electronic deposits such as direct deposits, ACH credits, or online transfers, Classic Checking will fit your needs.
Earn interest on your checking account by taking advantage of Reward Me Checking. This is a good choice if you use your debit card regularly and want to be rewarded with a competitive interest rate.
Loyalty Checking is a premium account we’ve designed for our most loyal customers. If you have multiple accounts with us and are interested in free paper statements, premium CD rates, and more, Loyalty Checking is the perfect checking account for you.
Everyone’s checking needs are a little different. That’s why West Bank has designed checking accounts with the features and benefits that are important to you.
Apply Online, stop by one of our branches or give us a call at 515-222-2300 or toll-free at 1-800-810-2301.
Essential Checking | Classic Checking | Reward Me Checking | Loyalty Checking | |
Minimum Opening Deposit | $100 | $100 | $100 | $100 |
Monthly Service Charge | $5 if account requirements not met | $5 if account requirements not met | $10 if account requirements not met | $15 if account requirements not met |
Account Requirements | • 15 point-of-sale debit card transactions | • $500 or more in total qualifying electronic deposits | • 15 point-of-sale debit card transactions • $500 or more in total qualifying electronic deposits | • Have a minimum balance of at least $5,000 each day OR • Have a combined relationship deposit balance of at least $25,000 in qualifying accounts |
Interest Bearing | No | No | Yes, See rates here | Yes, See rates here |
Online and Mobile Banking | Yes | Yes | Yes | Yes |
Statements | Free eStatement $3 Paper Statement Free paper statement for ages 65 and over | Free eStatement $3 Paper Statement Free paper statement for ages 65 and over | Free eStatement $3 Paper Statement | Free eStatement Free Paper Statement |
West Bank ATM | Free | Free | Free | Free |
Non-West Bank ATM | 4 free, then $1.50 each | 4 free, then $1.50 each | 4 free, then $1.50 each | All non-West Bank ATM fees refunded |
Additional Features | • Monthly service charge is waived for primary account owners under the age of 25 and ages 65 and over • Complimentary checks for ages 65 and over | • Monthly service charge is waived for primary account owners under the age of 25 and ages 65 and over • Complimentary checks for ages 65 and over | Earn a competitive interest rate | • Complimentary checks, official checks, and money orders • Premium CD rates • Discount on safe deposit box rental • No fee for incoming wires, gift cards purchased at West Bank, or foreign currency exchange • Eligible for Loyalty Savings account |
Please ask to see our Truth in Savings disclosures for full account details.
Worried about overdraft fees?
That’s why we offer Overdraft Protection. It’s an easy and convenient way to give yourself peace of mind.
Current rates are available by calling West Bank at 515-222-2300 or 1-800-810-2301.
If you want a simple and affordable checking account, Essential Checking is for you. It’s a great option if you favor using your debit card.
Classic Checking is the perfect fit for individuals who want a flexible account built on convenience. For those who receive qualifying electronic deposits such as direct deposits, ACH credits, or online transfers, Classic Checking will fit your needs.
Why not earn interest on your checking account by taking advantage of Reward Me Checking? This is a good choice if you use your debit card regularly and want to be rewarded for the balance you keep in your account.
For customers who keep higher balances, Loyalty Checking is a premium account we’ve designed for our most loyal customers. If you have multiple accounts with us and are interested in free paper statements, premium CD rates and more, Loyalty Checking is the perfect checking account for you.
Everyone’s checking needs are a little different. That’s why West Bank has designed checking accounts with the features and benefits that are important to you.
Apply Online, stop by one of our full-service branches or give us a call at 515-222-2300 or toll-free at 1-800-810-2301.
Essential Checking | Classic Checking | Reward Me Checking | Loyalty Checking | |
Minimum Opening Deposit | $100 | $100 | $100 | $100 |
Monthly Service Charge | $5 if account requirements not met | $5 if account requirements not met | $10 if account requirements not met | $15 if account requirements not met |
Account Requirements | • 15 point-of-sale debit card transactions | • $500 or more in total qualifying electronic deposits | • 15 point-of-sale debit card transactions • $500 or more in total qualifying electronic deposits | • Have a minimum balance of at least $5,000 each day OR • Have a combined relationship deposit balance of at least $25,000 in qualifying accounts |
Interest Bearing | No | No | Yes, See rates here | Yes, See rates here |
Online and Mobile Banking | Yes | Yes | Yes | Yes |
Statements | Free eStatement $3 Paper Statement Free paper statement for ages 65 and over | Free eStatement $3 Paper Statement Free paper statement for ages 65 and over | Free eStatement $3 Paper Statement | Free eStatement Free Paper Statement |
West Bank ATM | Free | Free | Free | Free |
Non-West Bank ATM | 4 free, then $1.50 each | 4 free, then $1.50 each | 4 free, then $1.50 each | All non-West Bank ATM fees refunded |
Additional Features | • Monthly service charge is waived for primary account owners under the age of 25 and ages 65 and over • Complimentary checks for ages 65 and over | • Monthly service charge is waived for primary account owners under the age of 25 and ages 65 and over • Complimentary checks for ages 65 and over | Earn a competitive interest rate | • Complimentary checks, official checks, and money orders • Premium CD rates • Discount on safe deposit box rental • No fee for incoming wires, gift cards purchased at West Bank, or foreign currency exchange • Eligible for Loyalty Savings account |
Please ask to see our Truth in Savings disclosures for full account details.
Worried about overdraft fees?
That’s why we offer Overdraft Protection. It’s an easy and convenient way to give yourself peace of mind.
Current rates are available by calling West Bank at 515-222-2300 or 1-800-810-2301.