In order to earn interest and avoid a $10 monthly service charge on your Reward Me Checking account, we ask that you meet these requirements each monthly statement cycle: 

• Have a balance of at least $1,500 each day,
• Use your debit card at least 15 times for point of sale (“POS”) transactions, and
• Use your debit card for POS transactions totaling at least $300.
  
  

If you meet all requirements within each monthly statement cycle: 

• The $10 monthly service charge will be waived.
• Collected Balances up to $29,999.99 receive an interest rate of 1.30% and Annual Percentage Yield (APY¹) of 1.31%.
• Collected Balances of $30,000.00 and up receive an interest rate and APY¹ of 0.10% (APYs from 0.10% to 1.31%) on the portion of the balance over $30,000.00. 

If you fall short of these requirements, you will still earn .01% APY¹ on the collected balance. 

The $10 monthly service charge is waived if you have a minimum balance of at least $30,000 each day of the monthly statement cycle. 

Please ask to see our Truth in Savings disclosures for full account details.