Mortgage Loans for Local Borrowers
Purchasing a home is one of the biggest decisions you'll make in your life. When you're making such a big decision, it's important to work with a lender you can trust. West Bank is a local mortgage loan provider. Our lenders know these markets and we work with local real estate agents and borrowers every single day. We will sit down with you, discuss your borrowing needs and walk you through the lending process. From there, we are here for you from pre-approval to closing, providing local service for your loan every step of the way.
If you're ready to experience the difference that comes with working with a local mortgage lender, please contact a member of our lending team.
Current Mortgage Rates
West Bank Mortgage Loan Offerings
Loan Type1 | Loan Details |
|---|---|
Fixed‑Rate Mortgages | These loans are ideal for borrowers expecting to be in their home for a long time. They feature a consistent interest rate and monthly principal and interest payment for the life of the loan. Fixed-rate loans are a great option for homeowners who value predictable payments and long‑term stability when purchasing or refinancing a home. |
Mortgage Loan Refinances | Refinancing allows homeowners to replace an existing mortgage with a new loan to potentially lower their interest rate, reduce monthly payments, change loan terms, or access home equity. |
Construction Loans | These loans provide short‑term financing designed to fund the construction of a new home. Funds are typically disbursed in stages as construction progresses, with the loan converting to permanent financing once the home is complete. |
VA Loans | These loans are designed to meet the needs of eligible veterans, active-duty service members, and eligible family members. VA loans are Mortgage loans backed by the U.S. Department of Veterans Affairs, and often offer competitive rates and flexible qualification requirements. |
FHA Loans | FHA loans are designed to help borrowers overcome some of the traditional barriers associated with homeownership. These government‑insured loans are backed by the Federal Housing Administration with the goal of making homeownership more accessible with lower down payment requirements and flexible credit guidelines. |
1 All subject to credit approval
Mortgage Loan Originator Registry
To obtain your mortgage loan originator’s Nationwide Mortgage Licensing System (NMLS) Registry number, please visit www.nmlsconsumeraccess.org, or call us at 515-222-2300.