Winter Weather Alert: Due to inclement weather and for the safety of our customers and team members, all Central Iowa branches are closed today, November 29. Customer Service will remain available until noon for assistance. Stay safe!

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Winter Weather Alert: Due to inclement weather and for the safety of our customers and team members, all Central Iowa branches are closed today, November 29. Customer Service will remain available until noon for assistance. Stay safe!

West Bank Logo
FDIC-Insured - Backed by the full faith and credit to the U.S. Government
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West Bank Logo
Login

Winter Weather Alert: Due to inclement weather and for the safety of our customers and team members, all Central Iowa branches are closed today, November 29. Customer Service will remain available until noon for assistance. Stay safe!

West Bank Logo
FDIC-Insured - Backed by the full faith and credit to the U.S. Government
Login
West Bank Logo
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Commercial Analysis

Commercial Analysis

Kirk Besh smiles with his arm resting on the head of a conference room chair
Business gentleman smiles while analyzing a graph with a pen in his hand
Helping you keep more

of what you earn

A BUSINESS CAN MAXIMIZE THE AVAILABILITY OF ITS MONEY AND REDUCE MONTHLY FEES BY PUTTING THE ADVANTAGES OF WEST BANK COMMERCIAL CHECKING TO WORK.

Commercial Analysis
Every business wants to save time and money. With West Bank’s commercial analysis checking, organizations with high transaction levels or multiple commercial checking accounts can do just that!

  • Makes the most of your balance to offset fees on single or multiple accounts
  • Can be linked to treasury management services
  • Helps you balance the demands of cash flow, safety, efficiency and costs
  • Includes detailed monthly analysis statements that itemize services used on a per-unit cost basis

How does it work?

Based on balances maintained across your account relationship, businesses receive earnings credit that can offset a portion or all of the service charges that accrue for each statement period. Businesses will receive a consolidated analysis statement detailing average balance levels and listing of each of the individual services.

Account Details

service charge

$20 monthly service charge; earnings credit is applied to collected balance to offset service charges

Statements

eStatements are free; paper statements are $3 per month

Account activity fees

• ACH debits/credits $0.10 each
• All other debits/credits $0.25 each
• Items deposited at a branch $0.10 each

Contact Us

To speak with a Commercial Banker about your organization’s needs, please call 515-222-2300.

Other Business Banking Services

The Commercial Account Analysis System is a billing system for our commercial client’s business checking account. Your company’s earnings credit may partially or fully offset West Bank’s service charges. The Analysis System itemizes the business services, the cost associated with these services, the balances required to pay for these services and the total amount of the fees.

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