Skip to content
Investment Solutions
Investment Solutions

Investment Solutions

Certificates of Deposit

West Bank offers Certificates of Deposits (CDs) with flexible, competitively priced investments with tiered interest rates. CDs are a good choice for businesses looking for long and short term investments.

View Current Interest Rates

ICS® and CDARS® IntraFi

Enjoy the safety and simplicity of working directly with a single bank while accessing multi-million-dollar FDIC insurance on deposits placed at IntraFi® network banks.


When you place a large deposit with us, we place your funds into CDs issued by other IntraFi network banks so that both principal and interest are eligible for FDIC protection.


Place funds into demand deposit accounts (DDA) and money market deposit accounts (MMDA) funds at FDIC-insured IntraFi network banks.


To learn more about ICS and CDARS, contact us at 515-222-2300 or 1-800-810-2301.

Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at The depositor may exclude banks from eligibility to receive its funds. IntraFi, ICS and CDARS are registered service marks of IntraFi Network LLC.