We are currently experiencing issues with our Online and Mobile Banking. Our team is working hard to resolve the problem. We apologize for any inconvenience.
We are currently experiencing issues with our Online and Mobile Banking. Our team is working hard to resolve the problem. We apologize for any inconvenience.
We are currently experiencing issues with our Online and Mobile Banking. Our team is working hard to resolve the problem. We apologize for any inconvenience.
POSITIVE PAY & ACH FRAUD FILTER
Giving you the tools to help protect yourself from fraud and theft is part of how we earn your trust every day.
WHAT IS IT?
Designed to help businesses fight check fraud, Positive Pay is an automated check-matching service that compares checks presented for payment against a database of checks previously authorized by your business.
On the ACH side, we offer ACH Fraud Filter. Every ACH transaction that’s presented for payment is compared to pre-set rules to determine whether the transaction calls for further review. You’d receive an email alert when unauthorized or unusual ACH activity is present.
Both Positive Pay and Fraud Filter help protect your business 24/7 and alert you to counterfeit or suspicious activity.
You’ll save time reconciling every month.
Check or ACH fraud and accounting input errors can cost your business many hours in lost productivity. These tools give you the control to react to each exception as it is detected.
Positive Pay automatically matches presented checks (check number and amount) against your list of previously authorized checks. If the check does not match the information, it becomes an “exception item” and you’re notified so you can review the item and confirm or deny payment.
ACH Fraud Filter allows you to set up rules for your ACH transactions. Any time an ACH is presented that violates one or more of your rules, you’ll be notified so you can review the transaction and decide to accept or deny it.
To find out more about ACH Fraud Filter and Positive Pay, contact our Treasury Management team at 515-222-2300 or 1-800-810-2301.
© 2025 West Bank. All Rights Reserved. Member FDIC.
Equal Housing Lender.
© 2025 West Bank. All Rights Reserved.
Member FDIC.
Equal Housing Lender.
