West Bank Mortgage Loan Options

 

Fixed Rate Mortgages

A fixed rate loan may be a good choice for people who expect to live in a home for an extended period or who seek to plan and budget without factoring potential interest rate fluctuations. As the most popular mortgage program for homebuyers, a fixed rate mortgage offers the stability and consistency of predictable monthly principal and interest payments for the life of the loan.

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Government Loans

First time home buyers may consider an FHA or VA mortgage. Available to most first-time homebuyers, FHA mortgages allow you to move into your new home with less out-of-pocket cash than required with most conventional loans.

With some of the easiest qualifying requirements of any home loan, veterans of the armed services, active-duty personnel, reservists and their spouses may consider a VA mortgage.

Construction Loans
Building your own home is the American dream. West Bank can help make your dream a reality by providing you with a flexible mortgage loan. West Bank offers construction mortgage loans to meet progress payments without paying interest on un-disbursed funds.