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Important Alert: Scammers Impersonating Banks. Read More. 

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FDIC-Insured - Backed by the full faith and credit to the U.S. Government
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Important Alert: Scammers Impersonating Banks. Read More. 

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FDIC-Insured - Backed by the full faith and credit to the U.S. Government
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Essential Checking

Essential Checking

Blonde female showing a West Bank savings trifold brochure to a client.
Checking

The Beauty of Simplicity

If you want a simple, affordable, flexible checking account, Essential Checking is for you. It’s a great option if you favor using your debit card.

Apply Now!
FEATURES

Essential Checking

Monthly Statement Cycle Service Charge

$5 if account requirements not met1

Under 25 years old? Your monthly service charge will be waived.

Monthly Statement Cycle Account Requirements

15 point-of-sale debit card transactions

Point-of-sale transactions totaling at least $300.

Convenient Tools included with your Essential Checking account

Online Banking
Bill Pay
Mobile Banking
Mobile Deposit

Check Writing

15 checks free each monthly statement cycle, then $0.35 each if account requirements not met1.

ATMs

West Bank ATMs – Free
Non-West Bank ATMs – 4 Free, then $1.50 each1

Statements

Free eStatement
$3 paper statement

Minimum Opening Deposit

$100

Please ask to see our Truth in Savings disclosures for full account details.

1 Applicable state law requires that certain fees are subject to sales tax.

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