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Essential Checking
Essential Checking

Essential Checking

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If you want a simple, affordable, flexible checking account, Essential Checking is for you.

It’s a great option if you favor using your debit card.

Monthly Statement Cycle Service Charge

  • $5 if account requirements not met1
  • Under 25 years old? Your monthly service charge will be waived.

Monthly Statement Cycle Account Requirements

  • 15 point-of-sale debit card transactions
  • Point-of-sale transactions totaling at least $300

Minimum Opening Deposit 

Check Writing
15 checks free each monthly statement cycle, then $0.35 each if account requirements not met1.


Convenience Tools included with your Essential Checking account

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Mobile Deposit


  • Free eStatement
  • $3 paper statement1


  • West Bank ATMs – Free
  • Non-West Bank ATMs – 4 Free, then $1.50 each1

Please ask to see our Truth in Savings disclosures for full account details.

Applicable state law requires that certain fees are subject to sales tax.

See other Personal Checking Products