Reward Me CheckingSM
Earn 0.75% APY* on your FREE checking balances up to $30,000 plus:
- No minimum balance
- ATM fee refunds nationwide (Up to $25/statement cycle) **
- FREE debit card
- FREE internet banking
- FREE online bill pay
- FREE unlimited check writing
- Earn 0.05% APY* on balances over $30,000
The only requirements:
- 12 Non-PIN point of sale debit card transactions must post and clear per statement cycle.
- At least one preauthorized automatic payment or direct deposit must post and clear per statement cycle. Does not include Bill Pay transactions.
- You agree to receive your statements electronically.
- Even if you fall short of your requirements one month, you still enjoy most of the benefits of Reward Me Checking. The only changes are:
- You will earn an interest rate and APY* of .01% on all checking balances
- Your ATM fees will not be refunded
The account owner must reside in either Iowa or Minnesota at least part-time. Residency must be evidenced by a physical Iowa or Minnesota address (not a P.O. Box) which will be used as the address of record for the account. Limit of one account per SSN.
$100.00 minimum balance is required to open account. No minimum balance is required after account is opened.
*Annual percentage yield (APY) is effective as of 01/17/2017. Rate is variable and subject to change after account opening. Fees and service charges could reduce earnings.
** If all requirements are met, up to $25 in ATM fees will be refunded by the end of the statement cycle in which the ATM fees were charged.
*** You will be paid the higher rate(s) of interest and receive ATM fee refunds on your first cycle regardless of requirements.
Reminder for Reward Me Checking customers!
» Reward Me Checking Statement Cycle Dates
Make sure you earn your Rewards! In order to earn your Rewards, you are required to conduct 12 Non-PIN based debit card transactions each cycle.
Reward Me Checking has monthly requirements that must be satisfied in order to receive interest and ATM fee refunds. To qualify for your Rewards, 12 or more Non-PIN debit card transactions must POST and clear your account by the 4th Wednesday of each month. Processing time varies with each merchant so please allow several days for a transaction to post to your account.
If you have any questions about using your Reward Me Checking account, please call our Customer Service center at 1-800-810-2301.