Reward Me Checking
Reward Me Checking

Reward Me CheckingSM

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Why not earn interest on your checking account by taking advantage of Reward Me Checking? This is a good choice if you use your debit card regularly and want to be rewarded for the balance you keep in your account.

In order to earn interest and avoid a $10 monthly service charge on your Reward Me Checking account, we ask that you meet these requirements each monthly statement cycle: 

  • Have a balance of at least $1,500 each day,                  
  • Use your debit card at least 15 times for point of sale (“POS”) transactions, and
  • Use your debit card for POS transactions totaling at least $300.

If you meet all requirements within each monthly statement cycle: 

  • The $10 monthly service charge will be waived.
  • Collected balances up to $29,999.99 will receive an interest rate of 0.25% and an Annual Percentage Yield (APY1) of 0.25%.
  • Collected balances over $30,000 will receive an interest rate and APY1 of 0.05% on the portion of the balance over $30,000. 

If you fall short of these requirements, you will still earn .01% APY1 on the collected balance. 

The $10 monthly service charge is waived if you have a minimum balance of at least $30,000 each day of the monthly statement cycle. 

Use your debit card early & often!
Processing time varies with each merchant so please allow several days for a transaction to settle to your account. Each merchant determines the timing of processing of its Point of Sale transactions; West Bank has no control over the date items settle to your account.

Questions?

If you have any questions about using your Reward Me Checking account, please call Customer Service at 1-800-810-2301. 

 

Please ask to see our Truth in Savings disclosures for full account details.

Annual percentage yield (APY) is effective as of 3/16/2020. Rate is variable and subject to change after account opening. Fees and service charges may reduce earnings.

See other Personal Checking Products