Reward Me Checking
Reward Me Checking

Reward Me CheckingSM

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Why not earn interest on your checking account by taking advantage of Reward Me Checking? This is a good choice if you use your debit card regularly and want to be rewarded for the balance you keep in your account.

In order to earn interest and avoid a $10 monthly service charge on your Reward Me Checking account, we ask that you meet these requirements each monthly statement cycle: 

  • Have a balance of at least $1,500 each day,                  
  • Use your debit card at least 15 times for point of sale (“POS”) transactions, and
  • Use your debit card for POS transactions totaling at least $300.

If you meet all requirements within each monthly statement cycle: 

  • The $10 monthly service charge will be waived.
  • Collected balances up to $29,999.99 will receive an interest rate of 0.25% and an Annual Percentage Yield (APY1) of 0.25%.
  • Collected balances over $30,000 will receive an interest rate and APY1 of 0.05% on the portion of the balance over $30,000. 

If you fall short of these requirements, you will still earn .01% APY1 on the collected balance. 

The $10 monthly service charge is waived if you have a minimum balance of at least $30,000 each day of the monthly statement cycle. 

Use your debit card early & often!
Processing time varies with each merchant so please allow several days for a transaction to settle to your account. Each merchant determines the timing of processing of its Point of Sale transactions; West Bank has no control over the date items settle to your account.


If you have any questions about using your Reward Me Checking account, please call Customer Service at 1-800-810-2301. 


Please ask to see our Truth in Savings disclosures for full account details.

Annual percentage yield (APY) is effective as of 3/16/2020. Rate is variable and subject to change after account opening. Fees and service charges may reduce earnings.

See other Personal Checking Products