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We offer competitive rates and low costs without sacrificing the personal service and attention that the big banks just can't deliver.
All decisions about your loan are made locally and our streamlined approval process keeps your move-in date on schedule. Your banker will work side-by-side with you through the process — you won't be shuffled around to dozens of different people.
We will make sure you feel comfortable while making one of the largest and most important investments of your life.
Here's a checklist of the most common items that we’ll need to process your loan application. You won't need to provide these to us until you've decided to proceed with your loan application and we've given you a Loan Estimate (LE). Spending a little time to gather these documents will help you have a smooth, hassle-free home buying experience.
During the pre-qualification process, your lender will review your income, debt, assets, credit history and monies available for down payment and closing costs. From this information, we can confirm the amount and types of loans that may be available to you. At the completion of the pre-qualification process, you will receive a letter. This letter will provide you with an understanding of your borrowing capabilities and serve as a guide as you search for homes. Verification of information provided and underwriting approval is required before your loan is fully approved.
With just a few key pieces of information from you, we can begin the fast and hassle-free pre-qualification process.
To obtain your mortgage loan originator's Nationwide Mortgage Licensing System (NMLS) Registry number, please visit www.nmlsconsumeraccess.org, call us at 515.222.2300.