West Bank offices will be closed on Monday, November 11 in observance of Veterans Day.

West Bank offices will be closed on Monday, November 11 in observance of Veterans Day.

West Bank offices will be closed on Monday, November 11 in observance of Veterans Day.

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Online Banking FAQ

Online Banking FAQ

The content provided on this page is intended for informational purposes only; the services described are governed by the terms and conditions of the applicable agreement.

Accessing Online Banking

In order to keep your online banking account active, you will need to log on at least once every 60 days.

Click on the "Forgot Your Password?" link and your password will be emailed to you. You will be prompted to change your password the next time you log in.

Please call West Bank Customer Service at 515-222-2360 or 1-800-810-2301 for assistance.

Please call West Bank Customer Service at 515-222-2360 or 1-800-810-2301 for assistance.

Transactions

Using the Download menu, you may download transactions from your previous or current statements, or using a custom date range. Transaction history is typically available for at least 30 months.

Yes, Online banking supports Quicken® and QuickBooks®. You may also export your transactions to a Spreadsheet application (.csv) file. To export your transactions, log onto online banking. After selecting the account you wish to export, go to the Download menu and:

  • Select desired date range
  • Chose file format to export
  • Select Download

Quicken and QuickBooks are registered trademarks of Intuit Inc.

eStatements

An Electronic Statement allows you the ability to receive an electronic version of your statement instead of receiving a paper statement in the mail. It is a faster and more environmentally friendly alternative to receiving a traditional paper statement. By signing up for eStatements you can help protect your identity by reducing the possibility of your paper statement being lost or stolen in the mail.

You must have Online Banking to receive eStatements. If you don't have access to Online Banking yet, simply click the "Sign Up" link under "New to Online Banking?" in the Login menu. This will allow you to enroll for Online Banking.

Once logged into Online Banking, click 'Profile'. From this menu, you will be able to enroll in Electronic Statements. Note: you must open and read the terms and conditions PDF included in the enrollment instructions. The PDF will contain a confirmation code that you must enter to finalize your eStatement enrollment.

Your eStatements will be available for 18 months. You may also print or save your statements on your computer so that they will be available for viewing for a longer period of time.

No. By signing up eStatements you elect to discontinue the process of having a monthly paper statement sent to you via postal mail.

Your privacy and security is a priority for us at West Bank. Your eStatement is stored on a secure server and delivered to your browser using 128-bit encryption.

All of your checking and savings accounts are available for electronic delivery.

You will be sent a notification email each month alerting you that your statement is ready to view. Simply log in to Online Banking and go to 'Documents' to retrieve your eStatement.

You can update your email address by logging into Online Banking and selecting "Profile". Or, you can notify us by calling West Bank Customer Service at 515-222-2360 or 1-800-810-2301.

You may switch back to paper statements by contacting our Customer Service Department at 515-222-2360 or 1-800-810-2301.

Bill Pay

Bill Pay lets you pay your bills online through West Bank. You can pay anyone in the United States that you would normally pay by check or automatic debit, even if you do not receive bills from the company or person you want to pay.

Quick Facts about Bill Pay

  • You can pay all of your bills at the Payment Center. You can also see a summary of your recent and pending payments.
  • You can receive some of your bills online in Bill Pay. You can view and pay these bills at the Payment Center.
  • You can set up automatic payments to pay your electronic bills or to automatically schedule payments of a set amount at regular intervals.
  • You can review your bills and payments for the past 18 months.

Login to your Online Banking account and select the Bill Pay button. Follow the Get Started prompts on the screen to begin using Bill Pay.

Online bill pay provides fast and secure financial control for your bill payment transactions from your primary checking account and it’s FREE.

Additional FAQs for Bill Pay, Bank to Bank Transfers & Person-to-Person Payments can be found under Bill Pay in your Online Banking account.

For Step-by-Step instructions, watch our Bill Pay Tutorial Video.

Bill Pay is a bill payment service offered through CheckFree Services Corp., a subsidiary of Fiserv Solutions, Inc.

Bank-to-Bank Transfers through Bill Pay

To use this feature, you must first set up an external account (the account that will receive money you transfer) using the Transfer Money tab in Bill Pay. Setting up your external account is a one-time process. Once your external account has been verified, you can transfer money to and from your West Bank account with a few clicks. The one-time process to set up your external account is a three step verification process. During the verification process two small trial deposits will be made to your external account. You are then required to verify the amount of the test deposits to complete the external account set up.

  1. To set up your external account, go to Bill Pay in Online Banking. Next, go to Transfer Money and then Add an Account. Enter required Account information for the external account.
  2. Wait at least two business days before continuing on to the next step.
  3. Log in to online banking for your external account and locate the two trial deposits.
  4. Return to Bill Pay in West Bank Online Banking. Go to Transfer Money again and enter the amount of the trial deposits to verify the accounts.

For step-by-step instructions to set up an External Account, watch the Bank-to-Bank Transfer Tutorial Video.

There is a $2.00 per transaction fee to transfer money from your West Bank account. There is no fee to transfer money into your West Bank account.

No, Bank to Bank transfers through Bill Pay are available with financial institutions residing in the United States only. International transfers are not permitted.

Transfers are typically deposited in your To account on the transfer date. Transfers may be delayed three to five business days depending on the transfer amount or the selected From account. The calendar will show the earliest available date you can make a transfer.

Your transfer limits are shown in the Make a Transfer section next to the amount you want to transfer. Your transfer limits are determined based on information that we received from the consumer credit reporting agency that verified your information when you enrolled. If you try to transfer an amount that is higher than your limit, you will receive a message about you how much money you can transfer.

The calendar shows the earliest available date you can make a transfer. The Transfer Date is the date that the money is withdrawn from the From account. Transfers are typically deposited in your To account on the transfer date. Transfers may be delayed three business days depending on the transfer amount or five business days depending on the selected From account. Your transfer limits are determined based on information that we received from the consumer credit reporting agency that verified your information when you enrolled.

The automatic transfer of a specified amount of money from one account to another based on a schedule that you set up. For example, you may want to set up a repeating transfer schedule to automatically transfer $500 from your money market account to a checking account at the end of each month.

Quick Facts About Repeating Transfer Schedules
You need to make three decisions that determine the frequency and duration of the transfers:

  • When do you want to schedule the first transfer?
  • How often do you want to transfer the money?
  • When do you want to stop scheduling the transfers?

When you set up a transfer schedule, the transfers are automatically scheduled for the duration you choose or until you cancel the repeating transfer.

For step-by-step instructions to set up an External Account, watch the Bank-to-Bank Transfer Tutorial Video.

Account Login

Account Login