We are currently experiencing issues with our Online and Mobile Banking. Our team is working hard to resolve the problem. We apologize for any inconvenience.

We are currently experiencing issues with our Online and Mobile Banking. Our team is working hard to resolve the problem. We apologize for any inconvenience.

We are currently experiencing issues with our Online and Mobile Banking. Our team is working hard to resolve the problem. We apologize for any inconvenience.

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Personal Savings Interest Rates

Personal Savings Interest Rates

Certificate of Deposit1

Effective Date: 12-01-2024

Effective Date: 2024-09-01

Opening Deposit Amount

$1,000 - $24,999

$25,000  - $99,999

$100,000  - $249,999

$250,000+

Term

Interest Rate|APY†

Interest Rate|APY†

Interest Rate|APY†

Interest Rate|APY†

3 Months

2.80% | 2.83%

2.85% | 2.88%

3.00% | 3.03%

3.15% | 3.19%

6 Months

2.85% | 2.87%

2.90% | 2.92%

3.05% | 3.07%

3.20% | 3.23%

12 Months

2.95% | 2.95%

3.00% | 3.00%

3.15% | 3.15%

3.30% | 3.30%

18 Months

2.55% | 2.55%

2.60% | 2.60%

2.75% | 2.75%

2.90% | 2.90%

24 Months

2.45% | 2.45%

2.50% | 2.50%

2.65% | 2.65%

2.80% | 2.80%

30 Months

2.30% | 2.30%

2.35% | 2.35%

2.50% | 2.50%

2.65% | 2.65%

36 Months

2.10% | 2.10%

2.15% | 2.15%

2.30% | 2.30%

2.45% | 2.45%

48 Months

1.95% | 1.95%

2.00% | 2.00%

2.15% | 2.15%

2.30% | 2.30%

60 Months

1.80% | 1.80%

1.85% | 1.85%

2.00% | 2.00%

2.15% | 2.15%

Effective Date: 2024-09-01

Opening Deposit Amount

$1,000 - $24,999

$25,000  - $99,999

$100,000  - $249,999

$250,000+

Term

Interest Rate|APY†

Interest Rate|APY†

Interest Rate|APY†

Interest Rate|APY†

3 Months

2.80% | 2.83%

2.85% | 2.88%

3.00% | 3.03%

3.15% | 3.19%

6 Months

2.85% | 2.87%

2.90% | 2.92%

3.05% | 3.07%

3.20% | 3.23%

12 Months

2.95% | 2.95%

3.00% | 3.00%

3.15% | 3.15%

3.30% | 3.30%

18 Months

2.55% | 2.55%

2.60% | 2.60%

2.75% | 2.75%

2.90% | 2.90%

24 Months

2.45% | 2.45%

2.50% | 2.50%

2.65% | 2.65%

2.80% | 2.80%

30 Months

2.30% | 2.30%

2.35% | 2.35%

2.50% | 2.50%

2.65% | 2.65%

36 Months

2.10% | 2.10%

2.15% | 2.15%

2.30% | 2.30%

2.45% | 2.45%

48 Months

1.95% | 1.95%

2.00% | 2.00%

2.15% | 2.15%

2.30% | 2.30%

60 Months

1.80% | 1.80%

1.85% | 1.85%

2.00% | 2.00%

2.15% | 2.15%

1 Rates accurate as of the Effective Date listed with each Rate section and may change at West Bank’s discretion. Fees and service charges may reduce earnings. Penalty may be imposed for early withdrawal.

† Annual Percentage Yield

Money Market2

Effective Date: 12-01-2024

Effective Date: 2024-09-01

Balance

Interest Rate

APY†

$0-$9,999

0.50%

0.50%

$10,000-$99,999

1.00%

1.00%

$100,000-$499,999

1.70%

1.71%

$500,000-$999,999

2.00%

2.02%

$1,000,000-$9,999,999

2.50%

2.53%

$10,000,000+

2.50%

2.53%

Minimum opening deposit: $2,000

2 Annual percentage yield (APY) is effective as of the Effective Date listed. Rate is variable and subject to change after account opening. Fees and service charges may reduce earnings.

† Annual Percentage Yield

Savings2

Effective Date: 12-01-2024

Effective Date: 2024-09-01

Balance

Interest Rate

APY†

$0-$4,999

0.15%

0.15%

$5,000-$24,999

0.20%

0.20%

$25,000-$49,999

0.25%

0.25%

$50,000-$99,999

0.30%

0.30%

$100,000-$249,999

0.35%

0.35%

$250,000+

0.45%

0.45%

Minimum opening deposit: $200

2 Annual percentage yield (APY) is effective as of the Effective Date listed. Rate is variable and subject to change after account opening. Fees and service charges may reduce earnings.

† Annual Percentage Yield

Premier Savings2

Effective Date: 12-01-2024

Effective Date: 2024-09-01

Balance

Interest Rate

APY†

$0-$24,999

0.00%

0.00%

$25,000-$49,999

0.50%

0.50%

$50,000-$99,999

1.00%

1.01%

$100,000-$249,999

3.00%

3.04%

$250,000+

4.00%

4.07%

Premier Savings is available for consumers only.

Minimum opening deposit: $25,000

2 Annual percentage yield (APY) is effective as of the Effective Date listed. Rate is variable and subject to change after account opening. Fees and service charges may reduce earnings.

† Annual Percentage Yield

Money Market2

Effective Date: 2024-09-01

Balance

Interest Rate

APY†

$0-$9,999

0.50%

0.50%

$10,000-$99,999

1.00%

1.00%

$100,000-$499,999

1.70%

1.71%

$500,000-$999,999

2.00%

2.02%

$1,000,000-$9,999,999

2.50%

2.53%

$10,000,000+

2.50%

2.53%

Minimum opening deposit: $2,000

2 Annual percentage yield (APY) is effective as of the Effective Date listed. Rate is variable and subject to change after account opening. Fees and service charges may reduce earnings.

† Annual Percentage Yield

Savings2

Effective Date: 2024-09-01

Balance

Interest Rate

APY†

$0-$4,999

0.15%

0.15%

$5,000-$24,999

0.20%

0.20%

$25,000-$49,999

0.25%

0.25%

$50,000-$99,999

0.30%

0.30%

$100,000-$249,999

0.35%

0.35%

$250,000+

0.45%

0.45%

Minimum opening deposit: $200

2 Annual percentage yield (APY) is effective as of the Effective Date listed. Rate is variable and subject to change after account opening. Fees and service charges may reduce earnings.

† Annual Percentage Yield

Premier Savings2

Effective Date: 2024-09-01

Balance

Interest Rate

APY†

$0-$24,999

0.00%

0.00%

$25,000-$49,999

0.50%

0.50%

$50,000-$99,999

1.00%

1.01%

$100,000-$249,999

3.00%

3.04%

$250,000+

4.00%

4.07%

Premier Savings is available for consumers only.

Minimum opening deposit: $25,000

2 Annual percentage yield (APY) is effective as of the Effective Date listed. Rate is variable and subject to change after account opening. Fees and service charges may reduce earnings.

† Annual Percentage Yield

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