West Bank offices will be closed on Monday, January 19 in observance of Martin Luther King Jr Day.

West Bank offices will be closed on Monday, January 19 in observance of Martin Luther King Jr Day.

West Bank offices will be closed on Monday, January 19 in observance of Martin Luther King Jr Day.

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Securing Home WiFi Devices

Man sitting on the couch on his smartphone with graphic lines connecting his phone to all of his devices connected to WiFi

It’s easy to forget the number of devices around the house that are connected to the internet. These devices allow us to see a package delivered at the front doorstep, turn on the lights with a simple voice command, or set the temperature of the house directly from a smartphone. With all these internet-connected devices, […]

Cybersecurity Alert: Impersonation Scams Targeting Bank Customers

Cybersecurity News

In a recent Public Service Announcement (PSA) the FBI warns of cyber criminals impersonating financial institutions to steal money or information in Account Takeover (ATO) fraud schemes. These schemes target individuals, businesses, and organizations of varied sizes and across industries. In an ATO attack, cyber criminals gain unauthorized access to the targeted online financial institution, […]

Charitable Giving

Owatonna West Bank check presentation to Big Brothers Big Sisters of Southern Minnesota

We’ve all been asked at a checkout, ā€œWould you like to round up a purchase to the nearest dollar to support a charity?ā€ In the moment, it can feel hard to make a decision. How do you evaluate where your money is going? How can you know if your giving is truly making a difference? […]

Elderly Financial Exploitation Fraud Spotlight – Tech Support Scam

Elderly woman taps on her smartphone screen

According to Pew Research Center, roughly 90% of U.S. adults ages 65 and older say they use the internet. Because so many people use smartphones, tablets, and computers to go online, scammers have a large pool of potential victims to target for harvesting personal information or money. The first three blogs in the elderly financial […]

Don’t Get Hooked — How to Spot a Phishing Attack

Abstract graphic of a cyber criminal

Phishing attacks continue to remain one of the biggest cyber threats, targeting both individuals and businesses alike. According to the U.S. Army Reserve, 3.4 billion phishing emails are sent daily around the globe. These phishing attacks can lead to data breaches, ransomware infections, identity theft, and more. The first step in protecting yourself from a […]

Phone Call Scams

Woman considers whether to accept or decline a phone call from an unknown number

According to the Federal Trade Commission in 2024, the second most common way for scammers to reach victims was by phone call. Over time, scammers have found numerous ways to manipulate people into sending them money or providing personal or sensitive information over the phone. After covering text message scams recently, we will now address […]

Elderly Financial Exploitation Fraud Spotlight – Romance Scam

Elderly woman messages someone online on her laptop

According to a report by Statista, an estimated 440 million people will use online dating apps by 2027. While many people use dating apps and websites to find love, others use it to exploit others for financial gain. The first two blogs in the elderly financial exploitation fraud spotlight series addressed the ā€œgrandparentā€ scam and […]

Save Time and Money — Experience More

Black family of four spends time in the pool together. The son is floating in an innertube while the mom, dad, and siter surround him.

What comes to mind when you think of summer? Maybe you think of relaxing by the pool, reading a good book, spending time with friends and family, or going on a trip. Whatever it is, don’t let the tasks of everyday life slow you down! Try out some of these tips for saving money and […]

Text Message Scams

Watch out for text scams

According to the Federal Trade Commission in 2024, consumers reported losing $470 million to scams initiated with text messages. This staggering number is five times higher than the amount reported in 2020. Below are the five most common types of text message scams. Package Delivery Messages about package deliveries typically come from someone pretending to […]

Elderly Financial Exploitation Fraud Spotlight – Lottery and Sweepstakes Scam

Elderly woman on the phone while looking at her laptop

Elderly Financial Exploitation (EFE) is continuing to see a rise in case reports. According to AARP, victims over age 60 lose $28.3 billion annually in the United States. To put this in context, if you could save $100,000 every single day, it would take you over 775 years to save $28.3 billion dollars. Protecting seniors […]

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