West Bancorporation Foundation, Inc. Announces Grants
The West Bancorporation Foundation recently approved grants for the following organizations in our communities. The Foundation is the charitable foundation affiliate of West Bancorporation, Inc. We are actively involved in the greater Des Moines, Iowa City/Coralville and Minnesota areas where we do business and where our employees are leaders in helping our communities and citizens […]
You Need Online Banking
Online Banking Offers More Than Just Checking Your Balance. “Many personal banking transactions can be done with Online Banking, plus, there are other helpful features that can you can use to keep your personal finances on track,” says West Banker Shaun Kraciun. How does Online Banking help me keep track of my cash flow? You […]
West Bank CEO Dave Nelson on the SBA Paycheck Protection Program
West Bank CEO Dave Nelson was recently interviewed for an ABC News story about the Paycheck Protection Program. West Bank’s team of community bankers is working hard to deliver this SBA program to our small business customers. Read the article here: https://abcnews.go.com/Business/inside-paycheck-protection-program-race/story?id=70330643 West Bank cares about our communities. Small local businesses are the building blocks of […]
Account Alerts
Why do I need to set up Account Alerts? We’re all busy and most people don’t check their transactions daily. Account Alerts help you easily monitor your account. For example you can set up notifications for when your checking account is above or below a certain threshold. Then you have a reminder to transfer funds […]
We are Committed to You
Business Customers Learn more about the SBA Paycheck Protection Program at West Bank here. See the SBA and Treasury websites for program details. Important Lobby Access Information The health and well-being of our customers and team members continues to be our top priority. We are now offering lobby access, however, we strongly encourage you to continue to use our drive-ups, Video Teller […]
Mortgage Review
Things to Bring With You When you meet with your banker, you will need a current mortgage statement that shows: the outstanding loan balance your monthly payment current interest rate how much escrow (taxes and insurance) is collected monthly If you are looking at a cash-out refinance to consolidate debt, bring current statements for the […]
3 Things You Need to Know About Pre-Qualification
Pre-Qualification is a term that means the bank has taken a preliminary look at your stated assets/income/credit to give you and your realtor a ballpark figure of what you may qualify for up to a specific amount. You are not actually approved for that much until the bank is able to look at your documentation and […]
West Bancorporation, Inc. Announces Record Net Income in Quarterly Earnings Release
West Bancorporation, Inc. (Nasdaq: WTBA; the “Company”), parent company of West Bank, today reported 2019 net income of $28.7 million, or $1.74 per diluted common share, compared to 2018 net income of $28.5 million, or $1.74 per diluted common share. Net income for the fourth quarter of 2019 was $7.6 million, or $0.46 per diluted […]
Manage Your Credit Card Usage
Consumer Tips Shop around for the best card for your needsYou will find a range of interest rates, rewards programs and terms. The interest rate, penalty fees, annual fee and grace period all play a factor in your total cost. Pay as much as you can, as soon as you can, and always pay by […]
Budget Tips
The key to a good budget is including as much information as you can, so that you can adequately prepare and plan. It’s important to keep accurate records of your spending so you’ll spot places where you can save money and know how much you can reasonably spend. How to Make Your Budget What is […]